Our Programs

Three programs, each with a clear purpose

Pannawit offers structured learning for adults who want to understand their financial options, organise their tax affairs, or model different futures. Each program can be taken independently.

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Our Approach

How Pannawit programs are structured

All three programs follow the same underlying principle: participants should leave with knowledge and tools they can apply independently, not with a dependency on the facilitator or a product they have been encouraged to purchase.

Sessions are delivered in a classroom or one-on-one format depending on the program. Content is built specifically for Thai financial and tax conditions, reviewed annually, and delivered by facilitators with direct professional experience in the areas they teach.

Education-first

No products sold

Small groups

Max 8 per session

Written materials

Included in all fees

Annual review

Content stays current

Program 1

Understanding Investment Basics

A five-session program designed for adults who have savings but limited familiarity with investment options available through Thai financial institutions. Each weekly session addresses a specific area: the difference between fixed deposits and mutual funds, how to read a fund fact sheet, the role of government bonds, an introduction to the Stock Exchange of Thailand for cautious observers, and how to assess personal comfort levels regarding market variability.

What this program covers

Fixed deposits vs mutual funds explained
How to read a Thai fund fact sheet
Government bonds and their role
Introduction to the Stock Exchange of Thailand
Assessing personal comfort with market variability

Program details

5 weekly sessions

Max 8 participants

Printed handouts included

Phaya Thai, Bangkok

฿10,500

Enquire Now

Program 2

Tax Planning for Mid-Career Professionals

A focused three-session program addressing tax planning strategies relevant to Thai residents aged forty and above who are earning steady income and wish to make thoughtful use of available deductions and allowances. Topics include personal income tax brackets, RMF and SSF contributions, insurance products with tax implications, and documentation organisation for annual filing.

What this program covers

Understanding personal income tax brackets in Thailand
RMF and SSF contribution limits and benefits
Insurance products with tax implications
Organising documents for annual filing
Identifying missed deductions

Program details

3 sessions, 90 min each

Max 8 participants

Workbook provided

15+ years facilitator experience

฿19,500

Enquire Now

Tax Planning for Mid-Career Professionals

Program 3

Long-Term Financial Scenario Building

A personalized ten-week advisory program for individuals or couples aged forty-five and above who wish to model different financial futures based on their current assets, income trajectory, and lifestyle goals. Working one-on-one with a financial educator, participants construct three to five scenarios reflecting different retirement ages, spending patterns, and contingency assumptions.

What this program covers

Building 3–5 personalised financial scenarios
Modelling different retirement ages and spending patterns
Contingency planning within each scenario
Learning to update spreadsheet models independently
Two follow-up consultations within six months

Program details

10 weeks, one-on-one

Individuals or couples

Bound scenario booklet

2 follow-up consults included

฿42,000

Enquire Now

Program Comparison

Which program fits your situation?

Each program addresses a distinct need. Many participants take two or more over time.

Feature	Investment Basics	Tax Planning	Scenario Building
Format	Group (max 8)	Group (max 8)	One-on-one
Duration	5 sessions	3 × 90 min	10 weeks
Printed materials
Suitable for couples
Follow-up consultations	—	—	2 included
Price	฿10,500	฿19,500	฿42,000
Best for	Those new to Thai investment options	Steady earners wanting to reduce tax liability	Individuals/couples planning for the decades ahead

Standards

Shared across all programs

Confidentiality

Personal financial information shared in one-on-one sessions is treated as strictly confidential and not retained after the program period.

No commission structure

Facilitators do not receive commission from financial institutions or products. Content is presented without commercial influence.

Annual content update

All programs are reviewed each year against Thai Revenue Department guidelines and current SET regulations.

Bilingual delivery

Sessions are available in Thai or English. Language preference is noted at registration at no additional charge.

Small group policy

Group sessions are capped at eight so participants have space to ask questions and move at a comfortable pace.

Pre-enrolment conversation

A short phone or email conversation before any commitment helps identify whether a program fits a participant's current situation.

Pricing

Program fees

Program 1

Investment Basics

฿10,500

per participant

5 weekly sessions
Printed handouts
Group format

Enquire

Program 2

Tax Planning

฿19,500

per participant

3 × 90-minute sessions
Participant workbook
Group format

Enquire

Program 3

Scenario Building

฿42,000

per individual or couple

10-week one-on-one
Bound booklet + digital files
2 follow-up consultations

Enquire

Not sure which program to start with?

A short conversation is usually enough to identify the most appropriate starting point for where you are right now.

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